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Thursday, September 3, 2009
new schemes viz, water harvesting structure, organic farming, agri-clinic / agri-business centers, aromatic and medicinal plantation, onion storage structure, horticulture, SHGs, house building, swarojgar credit card, etc, for which DCCBs can avail refinance from NABARD and can further diversify their farm and non-farm investment portfolio. Apex Bank, on its part has been pursuing DCCBs to finance innovative activities to diversify the loan portfolio of these banks and to facilitate economic development through creation of assets in the rural areas of the state."
Ever reducing margin on agricultural lending have made diversification need of the time. Consequent to this concept, several loan schemes were launched from time to time keeping in view the requirement of general public of the state. Most of the schemes have been adopted by DCCBs, including personal loans, vehicle loans, working capital finance to the existing and new industrial units, cash credit limits, Krishak Mitra Yojana, Aawas and Vyavasayik Parisar loan scheme, Swarojgar Credit Card scheme, Gyan Sagar (education) loan scheme, financing against NSCs and securities, Avika Sahkari Credit Card scheme for sheep rearing, Vishwas Yojna for handicapped persons and loan against property.
Ever reducing margin on agricultural lending have made diversification need of the time. Consequent to this concept, several loan schemes were launched from time to time keeping in view the requirement of general public of the state. Most of the schemes have been adopted by DCCBs, including personal loans, vehicle loans, working capital finance to the existing and new industrial units, cash credit limits, Krishak Mitra Yojana, Aawas and Vyavasayik Parisar loan scheme, Swarojgar Credit Card scheme, Gyan Sagar (education) loan scheme, financing against NSCs and securities, Avika Sahkari Credit Card scheme for sheep rearing, Vishwas Yojna for handicapped persons and loan against property.
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